:::M-Internet360:::: Mobile Banking in India

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Mobile Banking in India

A brief look at the mobile banking services in India. Currently services include SMS based account information and payment services. For example ABN Amro India has launched its Mpower mobile banking and payment platform where consumers can make mobile payments at merchants equipped with Mpower terminals, with the bank validating the transaction data before sending the customer a return SMS message with approval for the payment. More here.

KSF for mass adoption of mobile banking services in India:

But there are bigger barriers. Interoperability, fraud and security are other major concerns. To secure interoperability and enhanced usability, versatile chips are a must, which can connect several banks and carriers simultaneously. Mobile banking might take off in India if banks initially offer some services for free.

"Banks and service providers need to work closely to streamline customer interfacing systems and enhance user experience," says Atul Bindal, CMO & director, Bharti Tele-Ventures.

From users' perspective, technology is on its way to aid growth. Koreans, known to be tech-savvy, use mobile banking in a big way. Some of them already avail of double-slot mobiles that have two SIM cards a regular one and another that's a credit/debit card SIM. About 3.3 million transactions were reported by Bank of Korea in 2004.

: Reliance Infocomm plans to launch m-commerce services

: Booking train tickets in Delhi

Feb 11, 2005 in Asia, M-Commerce | Permalink

Comments

mobile banking greatly reduces the service cost for banks and that is one big argument in favour of providing mobile banking services for free...however, the successfull mobile banking initiatives will depend on a lot of other factors .... find an interesting report on mobile banking at
http://www.tutorial-reports.com/mobile/mobile-banking/

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Posted by: Alan | Jun 26, 2007 at 12:05 AM

One thing that people crib about most nowadays is hair loss. Be it the men or the women hair loss is a common trouble for all. Be it pollution, malnutrition, or heredity the number of people affected from hair loss is increasing continuously and at a rapid speed. Hair has from time immemorial been dubbed as an element of beauty especially for the women hence it is only normal that people panic at hair loss. But developing technology has now also made it possible that people have at least alternatives for hair loss.

Posted by: Hiar loss | Feb 16, 2008 at 06:21 AM